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      Direct Line UCI
      Working days from 09:00 to 18:00 (GMT)
        (+351) 213 002 042
        (Cost of a domestic landline call)
        (+351) 932 442 604
        (Cost of a mobile landline call)
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    Video

    UCI Explains: Mortgage interest rates

    In this UCI video, learn the differences between fixed, mixed and variable rates, and find out which one is best option for your mortgage.

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    Choosing the Right Interest Rate

    When taking out a mortgage, choosing the right interest rate is one of the most important decisions you'll make. In this UCI video, discover the different types of interest rates and the key differences between them.

    With the video “UCI Explains: Mortgage interest rates”, you can learn:

    • Interest is the amount you pay for borrowing the money.
    • There are three types of interest rates: fixed, variable, and mixed.
    • A fixed interest rate remains unchanged throughout the life of the mortgage.
    • A variable interest rate changes over time and is based on a variable rate, such as the Euribor in Portugal.
    • A mixed interest rate combines an initial fixed-rate period with a subsequent variable-rate period.
    • Each type of interest rate has its own characteristics that adjust to different needs.

    To watch this video in English, please turn on the video subtitles.

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