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  • About UCI
    About UCI

    Mortgage specialists, with a personal touch

    With over 20 years of experience, we make the mortgage process much simpler, more convenient, and more secure.

    We are specialists in mortgage solutions

    For the cautious planners and the spontaneous dreamers. For those going solo and those building a family. For the tall, the short, the locals and the newcomers. No matter your story, our mortgage specialists are here to help you write the next chapter.


    Our team is your best guarantee

    At UCI, a team of specialists work together to find the right solutions to make your home buying project a reality.

    • YOUR HOME, OUR PRIORITY

      Tailored solutions

      Every home is different and so is every homeowner. That’s why we offer personalized financing solutions that fit your needs and turn your ideas and projects into reality. This is why we have already helped thousands of families achieve the dream of purchasing a home.

    • BACKED BY A SOLID GROUP

      Trust and stability

      We’re proud to be supported by two of Europe’s most respected financial institutions: BNP Paribas Group and Santander Group. In Portugal since 1999, UCI is part of a strong and trustworthy group.

    • REAL EXPERTS, REAL PEOPLE

      A team that grows with you

      Our strength is our people. At UCI, we have a great team and experienced professionals at your service who genuinely care about helping you move forward.

    • TRUSTED PARTNERS

      We are stronger together!

      We work closely with partners to offer personalised and high-quality service to our clients. If you're planning to purchase a property, there is a good chance our partners will recommend UCI Portugal.

    Our numbers say it all

    4,9
    Overall customer satisfaction with UCI, on a scale form 1 to 5. 2024 average. Source: Ekomi (customer feedback platform).
    92
    NPS (Net Promoter Score) - Customers recommending UCI. 2024 data. Source: Ekomi (customer feedback platform).
    375K
    Customers in Portugal and Spain who chose UCI to finance their home purchase.

    Frequently asked questions about UCI Portugal

    • UCI, União de Créditos Imobiliários, is a financial institution specialised in Mortgage loans that has been operating in Portugal since 1999. Belonging to a strong financial group (BNP Paribas Group and Santander Group), UCI offers global solutions for financing home purchases. As experts we ensure clients comprehensive solutions for house financing, based on a policy of quality, responsible and sustainable financing, and a commitment to transparency and flexibility. UCI bases its operations on the development of the best practices and compliance with applicable legal and regulatory standards.

    • UCI is part of an international group that, besides Portugal, is present in Spain, Greece, and Brazil. UCI's presence in different markets allows to generate know-how, have a more global vision, and offer solutions adapted to the different needs of home purchase.

    • UCI Portugal started its activity in 1999, but the UCI Group has existed in Spain since 1989.

    • Online or in person in Lisbon, Porto, Coimbra, Oeiras, Almada, Algarve, Madeira, and Azores, UCI offers a network of agencies and mortgage advisers highly specialised and oriented to accompany customers before, during, and after the house purchase. In any part of Portugal, UCI is available to give a quick and effective response to customers and partners.

    • UCI was founded as a joint venture between two major financial groups, BNP Paribas Group and Santander Group. Their support gives us strength and stability to serve you with confidence.

    • As a mortgage specialist at UCI you will find financing options for buying a house, buying plus renovations, construction, mortgage transfer and mortgage solutions for non-residents.


    Learn more about UCI Portugal

    UCI Reviews
    CUSTOMER OPINIONS

    Want to know more about UCI?

    Here you will find real stories, verified reviews and service indicators from clients who took out an UCI mortgage. Discover what they loved, how we help them, and why they recommend us.

    Where to find us
    WHERE TO FIND US

    Looking for a UCI branch near you?

    Check out the location of our branches, opening hours, and contact details, all in one place. Whether you prefer to meet in person or talk to us remotely, we’re here to help you.

    Contacts