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      Direct Line UCI
      Working days from 09:00 to 18:00 (GMT)
        (+351) 213 002 042
        (Cost of a domestic landline call)
        (+351) 932 442 604
        (Cost of a mobile landline call)
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    Video

    UCI Explains: Mortgage calculation

    In this UCI video, learn what to look for in a mortgage calculation and how to understand the ESIS.

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    Understanding the mortgage calculation

    When buying a home, understanding the cost of your mortgage is essential. In this UCI video, learn how to analyse a mortgage calculation and identify the key details to look out for.

    With the video “UCI Explains: Mortgage Calculation,” you can learn:

    • ESIS is a document provided with the mortgage calculation that brings together, in a standardised format, all the key information about the loan offer.
    • Mortgage calculations allow you to estimate your monthly repayments, interest rate, fees, and borrowing costs.
    • Among the information included in the ESIS, the APRC and the Total Amount Payable (MTIC) are two of the key indicators to consider when comparing loan offers.
    • The ESIS also includes information on optional bundled products and any additional obligations related to the mortgage.
    • The ESIS also contains repayment tables that help you understand how the mortgage will evolve over time.

    To watch this video in English, please turn on the video subtitles.

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